Use Cases / Insurance AI
Insurance AI $140-200B TAM

Your Claims Agent Denied a Policy. The Claimant's Lawyer Wants the Reasoning.

Signed decision traces for every insurance ai decision your AI agent makes.

The Problem

Claims agents assess liability and set reserves. When challenged, you need a signed record of what the agent believed about the claimant and policy.

The Solution: A Signed Receipt

Every agent decision produces a cryptographically signed receipt. Immutable. Timestamped. Queryable.

// Every insurance ai decision gets a receipt:
{
"receipt_id": "rcpt_insurance_ai_8f3a",
"assertion": "agent believed [fact] at decision time",
"verification_score": 0.94,
"evidence_chain": [
{ "source": "context_snapshot", "span": "..." },
{ "source": "policy_state", "version": "2026-03-28T..." }
],
"signature": "ed25519:abc123...",
"timestamp": "2026-03-28T14:32:01Z",
"writer": "agent:insurance-v1",
"immutable": true
}

When This Pays For Itself

"A claims agent denied a $40,000 policy. The claimant's lawyer wants the reasoning chain. You need the cryptographic receipt showing every fact the agent relied on."

With VerifiedState, you have the signed receipt. Without it, you have nothing.

Frequently Asked Questions

How does VerifiedState work with insurance ai? +
Install the @verifiedstate/sdk package and call client.ingest() after every agent decision. Each decision is cryptographically signed and returns a queryable receipt. Three lines of code to add verified memory to any insurance ai workflow.
What does a verified decision trace look like? +
A verified trace includes the assertion (what the agent believed), the evidence chain (what context it had), a verification score, and a cryptographic Ed25519 signature. All timestamped and immutable. Queryable via API.
Is VerifiedState free? +
Yes. The free tier includes 25,000 decision traces per month. No credit card required. Enterprise tiers are available for regulated industries that need higher volumes and compliance features.
Is VerifiedState production-ready? +
VerifiedState is currently in beta. It is suitable for development and testing. Production use in insurance ai requires independent compliance review and is not yet certified for regulatory use.
Beta Notice
VerifiedState is currently in beta. It is suitable for development and testing. Production use in insurance ai requires independent compliance review and is not yet certified for regulatory use.

Related Use Cases

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Free tier: 25k decision traces/month. No credit card required.
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Early access · For development and testing · Not certified for production use in regulated industries without independent compliance review